The Children's Health Insurance Program (CHIP) provides free or low-cost health coverage for more than 7 million children up to age 19.  CHIP covers U.S. citizens and eligible immigrants.

CHIP Is Available in Every State

In general, children in families with incomes up to $44,100/year for a family of four are likely to be eligible for coverage.  The average U.S. household income for a family is $49,777 in 2009. In many states, families can have higher incomes and their children can still qualify.

What does CHIP pay for?

Each state designs its own CHIP program, including eligibility, benefits, premiums and cost-sharing, and application and renewal procedures. States can decide on the benefits provided under CHIP, but all states cover routine check-ups, immunizations, hospital care, dental care, and lab and x-ray services.  Children get free preventive care, but low premiums and other cost-sharing may be required for other services.