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 Health-Insurance-Children.com User Agreement

Welcome to the user agreement (the "Agreement" or "User Agreement") for Health-Insurance-Children.com. Please read these terms carefully before using this site. If you do not agree to be bound by these terms, please do not access the site or use the services provided by Health-Insurance-Children.com.

LIMITATION OF LIABILITY:

1. Benefito Inc. its managers, owners, or employees will NOT be liable for any harms, including direct, indirect, incidental, special, consequential or exemplary damages, including but limited to, damages from loss of profits, goodwill, use, data or other intangible losses or damages of any kind arising out of or relating to the use of services indicated in the site.

2. Health-Insurance-Children.com does not warrant that this site, its services, or email sent from Health-Insurance-Children.com are free of harmful components such as viruses. In no event shall Health-Insurance-Children.com be liable for damages of any kind relating to the use of this site, including, but not limited to direct, indirect, incidental, and consequential damages, and damages for loss or corruption of data or programs, service interruptions and procurement of substitute services.

3. Benefito Inc., its managers, owners, agents, and employees, will be held harmless from any claims including reasonable attorneys' fees, made by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party.

4. The links, contents, and articles displayed on Health-Insurance-Children.com are for information purpose only. Benefito Inc. disclaims any responsibility for any harm resulting from reading, using or accessing any information or services on these sites through Health-Insurance-Children.com.

USER CONDUCT:

    * All registered users are solely responsible for the content or article you publish, display or otherwise communicate in any manner (hereinafter, "post") on the Service, or transmit to other Users.
    * Registered Users will not post on the Site, or transmit to other Users via emails, any defamatory, inaccurate, abusive, obscene, profane, offensive, sexually oriented, threatening, harassing, racially offensive, or illegal material, or any material that infringes or violates another party's rights.
    * You warrant that you shall not post or submit copyrighted contents. Such contents shall be subject to removal by Health-Insurance-Children.com, in its sole discretion.


ACCEPTANCE OF TERMS:

By using the website, Health-Insurance-Children.com, you acknowledge you have read, and agree to be bound by these Terms of Use and to comply with all applicable laws and regulations. You further agree to comply with all laws, government regulations and rules regarding online conduct and acceptable content. You represent you have the legal authority to accept these Agreement on behalf of yourself or any party you represent. If you do not agree to these terms, please do not use the site.

REVISIONS:

Benefito Inc. may modify, suspend, withdraw or discontinue, temporarily or permanently, the Content of the web site, in whole or in part, at any time without notice. You agree that Benefito Inc. shall not be liable to you or to any third party for any modification, suspension, withdrawal or discontinuance of the Content. Benefito Inc. may at any time revise the User Agreement by updating this posting. By using the site, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current User Agreement to which you are bound.

TERMINATION:

You agree that Benefito Inc., in its sole discretion, may terminate or restrict your use of services and programs provided by Benefito Inc. or access to this Site (or any part thereof) for any reason, including, without limitation, that Benefito Inc. believes you have violated or acted inconsistently with the letter or spirit of these Service, or the Agreement contained within the Site. Either you or Benefito Inc. may terminate your account at any time, for any reason, without explanation, effective upon sending email notice to the other party.

Write to us at:

Health-Insurance-Children.com
Benefito Inc.
P.O. Box 74
Schwenksville, PA 19473-1077

Email us at help@Health-Insurance-Children.com if you have questions.

Recently Approved Articles

The Maryland Children’s Health Program (MCHP) offers full health benefits to families with children. Children up to age 19 and pregnant women of any age can qualify for the state program as long as they meet the income guidelines.

Every family is different when it comes to health insurance needs, not to mention, each family's needs change as the kids grow up, get older, and eventually move out. The same family health insurance policy that worked for you five years ago, might not work for your family today.

The CHIP program has evolved over the years and is another option, via the government, for possible health insurance. However, please note that this government program is not a full blown health insurance plan like you could get through private health insurance companies and thus have limitations and coverage caps, etc.

There are currently 9 million uninsured children in the US. Census data shows that 70% of those children live in a home where at least one parent works full-time. The same data indicates that about two thirds of these children would qualify for government-sponsored health insurance if the parents were to apply for it.

On 4th February, 2009, President Obama has signed a new bill into law and makes an additional four millions of children and teenagers under 18 years old in United States to be eligible for receiving health insurance and directly obtaining medical assistance.

MaineCare - Main Health Insurance Program for Children and teens age 18 and under, and pregnant women with gross monthly family income at $3334 for 4.

The Beshear Plan improves the Kentucky Children's Health Insurance Program (KCHIP), which provides children's health insurance to low and middle-income families who qualify.

LaCHIP offers low cost or no cost health care plans for uninsured Louisiana children up to age 19. Eligibility is based on family size and income.

Kansas State Health Insurance for Children - HealthWave 21 was created for uninsured children, ages 0 - 19, living in households with income levels at or below 200% of the federal poverty level.

Uhawk-i health care coverage is the Iowa state health insurance for uninsured children of working families. No family pays more than $20 a month. Some families even pay nothing at all.

Random Articles

CMS Administers the Children's Health Insurance Program (CHIP). Program benefits became available October 1, 1997 and will provide $24 billion in federal matching funds over 10 years to help states expand health care coverage to over 5 million of the nation's uninsured children.

When you call, you will speak with someone from the children's health insurance program in your state. They can send you an application and help you apply.

Every family is different when it comes to health insurance needs, not to mention, each family's needs change as the kids grow up, get older, and eventually move out. The same family health insurance policy that worked for you five years ago, might not work for your family today.

The majority of children covered by this health insurance come from working families. Many working families who cannot afford or whose children are not covered by employer-sponsored health insurance or other private health insurance, may be eligible.

The State Children's Health Insurance Program (SCHIP) is a partnership between the Federal and State Governments that provides health coverage to uninsured children whose families earn too much to qualify for Medicaid but too little to afford private coverage.

The State of Idaho offers two premium assistance programs to support the purchase of private health insurance: Access to Health Insurance (AHI) and the Access Card.

Uhawk-i health care coverage is the Iowa state health insurance for uninsured children of working families. No family pays more than $20 a month. Some families even pay nothing at all.

he states have different eligibility rules, but in most states, uninsured children 18 years old and younger whose families earn up to $34,100 a year (for a family of four) are eligible.

For little or no cost, this insurance pays for doctor visits, prescription medicines, hospitalizations, and much more. Most states also cover the cost of dental care, eye care, and medical equipment.

Why is health insurance for children and teens important? Children who have health insurance generally have better health throughout their childhood and into their teens.